{"id":15667,"date":"2026-02-02T14:44:43","date_gmt":"2026-02-02T13:44:43","guid":{"rendered":"https:\/\/czysty-bik.pl\/?p=15667"},"modified":"2026-02-02T14:44:44","modified_gmt":"2026-02-02T13:44:44","slug":"po-jakim-czasie-znika-dlug-z-bik","status":"publish","type":"post","link":"https:\/\/czysty-bik.pl\/index.php\/2026\/02\/02\/po-jakim-czasie-znika-dlug-z-bik\/","title":{"rendered":"Po jakim czasie znika d\u0142ug z BIK?"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\"><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Po jakim czasie znika d\u0142ug z BIK i czy zawsze po 5 latach?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">To jeden z najwi\u0119kszych mit\u00f3w.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u274c D\u0142ug <strong>nie znika automatycznie po 5 latach<\/strong><br>\u274c Sp\u0142ata nie zawsze oznacza usuni\u0119cie wpisu<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Fakty:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>wpis mo\u017ce by\u0107 przetwarzany <strong>do 5 lat po sp\u0142acie<\/strong>,<\/li>\n\n\n\n<li>ale tylko je\u015bli spe\u0142niono warunki prawne,<\/li>\n\n\n\n<li>w przeciwnym razie mo\u017cliwe jest wcze\u015bniejsze <strong>usuni\u0119cie negatywnego wpisu BIK<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Dlatego tak wa\u017cna jest analiza, a nie czekanie \u201ea\u017c samo minie\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Po jakim czasie znika d\u0142ug z BIK i czy zawsze po 5 latach? To jeden z najwi\u0119kszych mit\u00f3w. \u274c D\u0142ug nie znika automatycznie po 5 latach\u274c Sp\u0142ata nie zawsze oznacza usuni\u0119cie wpisu Fakty: Dlatego tak wa\u017cna jest analiza, a nie czekanie \u201ea\u017c samo minie\u201d.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-15667","post","type-post","status-publish","format-standard","hentry","category-czyszczenie-bik"],"_links":{"self":[{"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/posts\/15667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/comments?post=15667"}],"version-history":[{"count":1,"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/posts\/15667\/revisions"}],"predecessor-version":[{"id":15668,"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/posts\/15667\/revisions\/15668"}],"wp:attachment":[{"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/media?parent=15667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/categories?post=15667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/czysty-bik.pl\/index.php\/wp-json\/wp\/v2\/tags?post=15667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}